3% Down Loans

3% Down loans are to creditworthy borrowers purchase homes with a low down payment.

3% Down loan features and benefits

• Income from a household member may help to qualify

• Non-occupying co-borrowers may be able to assist

• Reduced Mortgage Insurance

• Income limits may apply depending on location of home

Loan Guidelines

• Fixed Rate

• Owner Occupied Only

• 1 to 4 Unit Properties

• First time home buyers eligible

For more information on USDA loans, contact us today!