FHA Loans

VA loans are to help veterans and active duty get financing with favorable loan terms.

FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA).  Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.Typically the borrower can be approved with 3.5% down vs 20% that is required on other loan programs.

FHA loans features and benefits

• 3.5% Down Payment

• No reserves required in most cases

• Easy qualifications

• Family members can help out with down payment and closing costs

•  Seller contribution allowed to help with closing costs

Loan Guidelines

• Purchase or Refinance

• Owner Occupied Only

• 1 to 4 Units

For more information on USDA loans, contact us today!

7644 North Palm Avenue
Fresno, CA 93711
(559) 432-8221


Office Hours
Mon-Fri 8:00am - 5:00pm
Sat & Sun by Appointment Only


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