Mid Valley Financial: Your One-Stop California Mortgage Solution!

Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across California.

Whether you're a first-time homebuyer or a business owner with commercial or agricultural property, MVF is here to help you achieve your goals, regardless of your credit, assets, or income. At MVF, our mission is simple: to guide residential and commercial clients to the best mortgage options available in California.

We specialize in finding the perfect loan package for every situation, ensuring a fast and straightforward loan process. With an exceptional 98.8% satisfaction rating based on over 1100 reviews, we are dedicated to your ultimate satisfaction.

As a hybrid mortgage banker, we offer the best of both worlds when it comes to real estate financing. The majority of our loans are funded directly, allowing our clients to take advantage of competitive rates, low fees, and borrower-friendly underwriting. Additionally, our extensive broker network enables us to shop rates from trusted lenders nationwide, ensuring that every client receives a mortgage tailored to their specific needs.

Experience the MVF difference, where we turn 'No' into 'Yes' for all your mortgage needs. Join our list of delighted clients today and let us help you achieve your real estate goals.

Why Partner with Mid Valley Financial

We're Taking The Lead

As one of California’s leading direct mortgage lenders, we make the loan process fast and simple, so you'll never miss an opportunity to secure a property you desire. 


With roots in the Central Valley, we pride ourselves in establishing partnerships with local, trustworthy builders and real estate companies. Check us out on Google


We use the latest technology making the loan process smooth for all our clients. Install the Mortgage Power App or Enjoy a full Digital Mortgage Experience in Your Browser

No Waiting Around

Get pre-approved within an hour and get Your Funds in as little as 2 weeks! Start Here


The Mid Valley Financial team has over 300 Years of combined lending experience and has been exceeding borrowers' mortgage needs in California since 1985.

Who We Are

We are a hybrid mortgage lender, so you get all the advantages of dealing directly with a mortgage banker and mortgage broker at the same time Read More...

Tools for Evaluating Your Mortgage Options


Rates, Down Payments & Terms Impact on Payments 


Answers to Your Mortgage Questions Await. 


Rates Change Daily, What You Can Lock-In Today!   


We can help you lower your rate or take cash out.

With a Dedicated Mortgage Advisor
& the Right Tools,

Securing that Picture Perfect
Property has Never Been Easier

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Home Loans

Hard Money Loans

Commercial Loans

VA Loans

Jumbo Home Loans

Construction Loans

FHA Loans