Mid Valley Financial: Your One-Stop California Mortgage Solution!

Welcome to Mid Valley Financial (MVF), your trusted mortgage partner located in Fresno, CA. With a history dating back to 1985, we've become a leading provider of real estate loans across California. Whether you're a first-time homebuyer or a business owner in need of financing for your commercial or agricultural property, MVF is your one-stop mortgage solution. We're dedicated to supporting you, regardless of your credit, assets, or income.

Our mission at MVF is clear: to guide both residential and commercial clients to the best mortgage options available in California. We specialize in finding the lowest rates tailored to your unique situation, making the loan process fast and straightforward. Our exceptional 98.8% satisfaction rating, based on over 1000 reviews, reflects our commitment to your satisfaction.

As a hybrid mortgage banker, we offer the best of both worlds—competitive rates and borrower-friendly underwriting criteria. While most of our loans are funded directly, we also have a network of trusted lenders to ensure you receive the ideal loan for your commercial or residential mortgage needs.

Experience the MVF difference, where we turn 'No' into 'Yes' for your mortgage needs. Join our list of delighted clients today.

Why Partner with Mid Valley Financial

We're Taking The Lead

As one of California’s leading direct mortgage lenders, we make the loan process fast and simple, so you'll never miss an opportunity to secure a property you desire. 


With roots in the Central Valley, we pride ourselves in establishing partnerships with local, trustworthy builders and real estate companies. Check us out on Google


We use the latest technology making the loan process smooth for all our clients. Install the Mortgage Power App or Enjoy a full Digital Mortgage Experience in Your Browser

No Waiting Around

Get pre-approved within an hour and get Your Funds in as little as 2 weeks! Start Here


The Mid Valley Financial team has over 300 Years of combined lending experience and has been exceeding borrowers' mortgage needs in California since 1985.

Who We Are

We are a hybrid mortgage lender, so you get all the advantages of dealing directly with a mortgage banker and mortgage broker at the same time Read More...

Tools for Evaluating Your Mortgage Options


Rates, Down Payments & Terms Impact on Payments 


Answers to Your Mortgage Questions Await. 


Rates Change Daily, What You Can Lock-In Today!   


We can help you lower your rate or take cash out.

With a Dedicated Mortgage Advisor
& the Right Tools,

Securing that Picture Perfect
Property has Never Been Easier

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Conventional Loans

Hard Money Loans

VA Loans

Jumbo Home Loans

Construction Loans

FHA Loans