Real Estate Loan Options

Since 1985, Mid Valley Financial (MVF), a trusted, local mortgage banker (direct lender) in Fresno, CA has been committed to:

  • Same-day preapprovals.
  • Fast loan funding.
  • Excellent communication.
  • Top-Tier Service

Given the abundance of mortgage options available, we make the financing process easier than ever with our collective 300+ years of combined mortgage experience guiding the way.

From buying a new home, refinancing an existing mortgage, borrowing against a property's equity, building a new commercial location or expanding an existing business, or simply securing a parcel of land in the state of California, we can accommodate nearly every borrower.

MVF's range of home loan options can accommodate nearly every type of residential property owner. From first-time home buyers to those buying a vacation home, we'll guide you to the proper mortgage solution quickly. Our loans include:

  • Fannie Mae and Freddie Mac loans
  • FHA and VA loans
  • Jumbo loans
  • Refinancing and equity loans

Real Estate Loans for Businesses

Our commercial real estate loan products help business owners and investors access funds quickly to finance various income-producing properties. Our loans include:

  • Conventional
  • SBA 7(a) & 504
  • Multi-Family (5 Units+)
  • Non-Traditional

MVF's agricultural loan programs were designed to make starting or expanding a farm, ranch, dairy, feedlot, vineyard or any other type of Agribusiness, simpler and more affordable. Our loans include:

  • Farm & Ranch loans from Farmer Mac
  • Non-traditional AG loans

Hard Money Loans (Private Money)

For non-conforming loans, we offer hard money loans (also known as private money loans) that make financing a variety of real estate and investment projects possible, with fast funding and flexible terms. Our hard money loan options include:

  • Commercial Projects
  • Land Development
  • Fix and Flip Homes
  • Land Acquisition
  • 1-4 Unit Rental Properties

See more details behind our nearly perfect rating and why Mid Valley Financial is the right guide to empower your journey toward property ownership. 

See Why Clients Say Mid Valley Financial is the the Best Mortgage Solution