What is title insurance?

What exactly is “title insurance”? In order to provide an answer to that question, it is very important to provide some context. When a property is financed, bought, or sold, records of that transaction are usually archived in public archives, similarly, records of other events that may affect property ownership (such as liens or taxation)…

Mixed Race Excited Military Couple In Front of New Home Showing Off Their House Keys.

What credit score do you need to buy a house?

Credit score ranges anywhere from 300 to 850, the numeric value between that range is used to indicate your creditworthiness. There are several factors that are evaluated in order to determine your credit score, it is also worth mentioning that conventional loans have different credit score requirements to government-backed loans. ● With conventional loans, it…

Sold Home For Sale Sign and New House

What is escrow?

Escrow represents a legal concept that describes a financial instrument in which an asset (normally a property deed or escrow money) will be held by an autonomous, unbiased third party on behalf of two other individual parties who are currently in the process of completing an exchange or transaction. Escrow accounts will often include escrow…

american soldier reunited with family

VA Loans Explained – How To Buy A House With A VA Loan From A To Z

VA mortgages offer a lot of benefits for veterans, but also for the active-duty military. You can do several things to maximize your VA loan and make the most out of it. We prepared this guide to help you or your military loved one to wrap your minds around VA loans clearly and easily. Let’s…

Businessman giving end key to customer after good deal agreement

Reverse Mortgages Explained – All The Why’s, When’s And How’s

We all have heard about reverse mortgages, but the truth is that this particular type of mortgage works in a way no other mortgage does, so you may want to take a deeper look. In this article, you’ll find everything you need to know before signing up for a reverse mortgage. Let’s get to it!…


How To Choose The Right Mortgage Lender – 6 Key Aspects You Need To Know

Sooner or later we all face the question: How to choose the best mortgage lender? And there are plenty of good reasons for that. Mortgages are one of the best ways for Americans to be able to buy a house… But there are so many different things one should consider before choosing the right one!…

Happy Couple Dream New Home

10 Steps To Get A Mortgage For First Time Buyers -The Complete Guide

Getting a Mortgage loan may be hard for first-time buyers, and even for second or third-time buyers. Not only is house shopping a time-consuming endeavor, but the way to get approved for a Mortgage loan is surrounded by all types of conspiratorial theories and speculation. That is the reason why we decided to explain in…

House model with pile of dollar bills, calculator, pen and plant pots on table with garden background for business, finance, banking, and saving money.

How To Refinance My Mortgage? -The Complete Guide To Mortgage Refinancing

“How to refinance my mortgage?” is a valid question, but also should be “when” and “how” to refinance my mortgage to get the most out of it. When people talk about refinancing a mortgage, they mean paying off their current loan and replacing it with a new one. And even when it sounds pretty simple,…

New American dream home panorama

Home Equity Loans – Everything You Should Know Before Getting One

If you have been investing in house repairs and improvements, chances are your house value is higher than it was when you buy it. You can get a consumer loan based on that equity, that’s what we call a Home Equity Loan. Although it can be a very helpful alternative to invest in a business…

Home For Sale Real Estate Sign in Front of New House.

Fha Loans Explained + Requirement Checklist & FAQ

“Mortgages”, “FHA loans”, “Conventional loans” are some of the terms you need to get familiar with if you are thinking about buying a house. The thing is, some of them look like realtor lingo and seem confusing for the average person. Don’t worry! If you are already on the road or thinking seriously about getting…


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