Commercial

Commercial

Mid Valley Financial has a variety of commercial lending options! Whether you’re looking to start a small business or expand your already big business, we can help you build, develop or finance commercial property throughout California.

Property Types:

General Loan Parameters:

  • Retail
  • Professional Complex
  • Industrial Warehouse
  • Medical Office
  • Loan Amount: $500,000 to $10,000,000
  • LTV: up to 70%
  • Rate: 4.50% to 8.00%
  • Term: 3, 5, 7, and 10 Years
  • SBA

    SBA

    If you’re debating where to get a small business loan (SBA loan), turn to Mid Valley Financial! Our experienced loan officers will help you get the financing you need for your new business. We offer competitive loan interest rates and flexible terms, so talk to one of our small business specialists today!

    Property Types:

    General Loan Parameters:

  • Hotels/Motels
  • Gas Stations
  • Convenience Stores
  • Franchise
  • Fast Food
  • Car Washes
  • Loan Amount: $500,000 to $2,000,000
  • LTV: up to 90%
  • Owner Occupied Properties Only
  • Term:7 to 25 Years
  • Mulit-Family

    Multi-Family

    Mid Valley Financial has a variety of options for multi-family loans. We provide a wide range of loan amounts, and can offer a loan-to-value ratio up to 90%. We take pride in offering low rates and a simplified loan process. Our experts are here to help you get started so you can get the best loan option for your needs!

    Property Types:

    General Loan Parameters:

  • 5+ Units
  • Apartments
  • Loan Amount: $500,000 to $10,000,000
  • LTV: up to 90%
  • Rate: 4.50% to 8.00%
  • Term: 3, 5, 7, and 10 Years
  • Commercial

    Non-Traditional Financing

    Property Types:

    General Loan Parameters:

  • Multi-Family
  • Office Buildings
  • Retail
  • Mixed-Use
  • Self-Storage
  • Automotive Services (no gas stations
  • Loan Amount: $75,000 to $5,000,000
  • LTV: up to 050%
  • Rate: Low as 6.49%