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What is title insurance?

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What exactly is “title insurance”? In order to provide an answer to that question, it is very important to provide some context. When a property is financed, bought, or sold, records of that transaction are usually archived in public archives, similarly, records of other events that may affect property ownership (such as liens or taxation)…

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What credit score do you need to buy a house?

Mixed Race Excited Military Couple In Front of New Home Showing Off Their House Keys.

Credit score ranges anywhere from 300 to 850, the numeric value between that range is used to indicate your creditworthiness. There are several factors that are evaluated in order to determine your credit score, it is also worth mentioning that conventional loans have different credit score requirements to government-backed loans. ● With conventional loans, it…

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What is escrow?

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Escrow represents a legal concept that describes a financial instrument in which an asset (normally a property deed or escrow money) will be held by an autonomous, unbiased third party on behalf of two other individual parties who are currently in the process of completing an exchange or transaction. Escrow accounts will often include escrow…

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Fha Loans Explained + Requirement Checklist & FAQ

Home For Sale Real Estate Sign in Front of New House.

“Mortgages”, “FHA loans”, “Conventional loans” are some of the terms you need to get familiar with if you are thinking about buying a house. The thing is, some of them look like realtor lingo and seem confusing for the average person. Don’t worry! If you are already on the road or thinking seriously about getting…

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